When you’re investing your hard-earned money, you want to be sure it’s in good hands. At Frec, we understand that the safety and security of your assets are your top priority. That’s why we’ve built a robust system of safeguards to protect your investments and give you peace of mind.

We’ll walk you through how Frec works to ensure the security of your funds. From our regulatory oversight to our advanced security practices, you’ll see how we go above and beyond to safeguard your assets.

When it comes to direct indexing, investors have more choices than ever. Wealthfront, Fidelity, Schwab, and Parametric1 are all established players — but Frec stands out thanks to its broad flexibility, minimal fees, and easy implementation.

Startups are constantly seeking ways to improve their business's efficiency and profitability. Variance analysis is a powerful tool that can help you do just that.

Variance analysis is like a financial health check-up, allowing you to identify discrepancies, understand their causes, and take corrective action. That way, you can better understand your company's operations and make smarter business decisions.

In this guide, we’ll dive into what variance analysis is, why it's important for startups, and how you can implement it in your financial reporting process.

Estate planning is a critical component of a holistic retirement plan. A well-crafted estate plan can help you protect your assets, minimize taxes, and ensure your legacy is distributed according to your wishes.

However, estate planning for retirement is not a one-time event — it requires ongoing review and adaptation to changes in life circumstances, tax laws, and family dynamics.

Retirement is a time to enjoy the fruits of your labor, pursue your passions, and spend quality time with loved ones. But for some, the joy of retirement can be overshadowed by a looming concern: healthcare costs. However, with proper planning and a solid understanding of your options, you can take control of your healthcare costs and secure a healthier, wealthier retirement.

In this guide, we'll explore some key strategies for managing health insurance in retirement: navigating hidden Medicare costs, bridging the health insurance gap in early retirement, and deciding whether to self-insure for long-term care.

Congratulations — you've made it to retirement! After years of saving and investing, it's time to enjoy your hard work. However, the transition from accumulation to distribution can be a challenging one, especially when it comes to managing your tax liability.

As a retiree, you likely have multiple income streams, each with its own tax implications. Making the right decisions about which accounts to tap and when can have a significant impact on your overall tax burden and the longevity of your retirement savings.

Here’s what you need to know about tax-efficient retirement distribution planning, including various income streams available to retirees, the importance of tax diversification, and key factors to consider when creating your distribution strategy.

For many high-net-worth individuals, the transition from accumulating wealth to spending it in retirement can be emotionally challenging.

After decades of diligent saving and investing, the idea of tapping into your hard-earned assets may feel uncomfortable — or even scary. Rather than a fear of depleting savings, the bigger concern is often simply not knowing what this shift from saving to spending looks like. There can be a fear of the unknown when entering this new phase of life. You might constantly second-guess your spending decisions as you navigate this uncharted territory.

By understanding the psychological barriers to spending in retirement, you'll have a clearer understanding of how to enjoy the retirement lifestyle you've worked so hard to achieve.

For startups, proper financial management is essential for survival and growth. One element that often gets overlooked? Internal controls.

As head of strategic finance at Mercury, I've witnessed firsthand the role that internal controls play in a startup's trajectory. While product development and customer acquisition are often top of mind for founders, ignoring financial operations and governance can hinder the long-term success of your business.

Here are some tangible strategies to integrate internal controls into your startup, and how Mercury can help automate these processes.

As a business owner, you've poured your heart, soul, and countless hours into building a successful company. But what happens when you're ready to step away?

As entrepreneurs, we understand the thrill of the journey that comes with launching and growing businesses. However, we often overlook the equally important part of this journey—planning the business exit.

Whether you're planning to retire, sell your business, or pass it on to the next generation, having a well-crafted exit plan is important to help ensure a smooth transition and maximize the value of your hard work. Comprehensive exit planning is much more than just leaving your business. Instead, it's about how and when you exit, aiming to maximize value and ensure continuous sustainability.

When you own your own business, you’re in charge of every financial decision. This includes your own financial future — like planning for retirement. Unlike traditional employees who might have access to a 401(k), you’re responsible for managing your own retirement plan.

Many business owners rely on funding their retirement with the proceeds from selling their business. While selling your business may provide a substantial nest egg, it’s crucial to consider other strategies to ensure a successful retirement, especially if those plans change. Establishing a retirement plan not only offers a financial safety net, but can provide tax advantages that can help you save money during high-earning years.

As a business owner, you’re always looking for ways to maximize your profits and minimize your expenses. One area where you can save a significant amount of money is through tax reduction strategies. Taxes can be a considerable expense, affecting cash flow and profitability understanding and managing your taxes efficiently can significantly impact your business growth and eventual succession.

Compound Planning understands the unique challenges business owners face and has solutions designed specifically to guide them through the complex landscape of tax mitigation. We help you make strategic decisions that minimize tax liability and support your business's long-term growth and success.

By making the right choices about your business structure, investments, and expenses, you can drastically reduce your tax liability and keep more of your hard-earned money in your pocket.

Choosing the right entity structure for your business is one of the most important initial decisions you’ll make as a business owner. It has far-reaching implications for your company’s taxation, personal liability, and regulatory compliance.

The right entity can offer considerable tax benefits, protect your personal assets, and increase your business’ credibility. On the other hand, the wrong choice can lead to risks, unnecessary complexities, and financial issues.

This guide will explore the different entity options and help you find the entity that best suits your business's needs.

Read the full guide here: https://bit.ly/4bGgEMW